life insurance with no waiting period and no medical exam

It is possible to get $500,000 in life insurance without a medical exam, especially if you know where to find it.

To get a quote on term life insurance, answer just a few questions. Online life insurance can be purchased if you are eligible.

No medical exam life insurance may be pursued if you have a personal reason such as a dangerous occupation (firefighter or window washer, construction worker, racecar drivers, etc.). You may also be a smoker or have a pre-existing medical condition. Life insurance without a blood test is possible if you have a fear of needles. You may also want life insurance without waiting periods and no hassle. Younger applicants are generally eligible for lower rates than traditional life insurance.

When you think of getting life insurance, it is important to consider what you would like from the policy. You want to leave your loved ones a cash inheritance or make sure they pay for your final expenses.

Different companies have different requirements regarding ages, face size and health. You will be asked to fill out a questionnaire. Keep in mind that all insurance companies will also check databases such the Medical Information Board and the Prescription Rx Database, as well as your state DMV.

The first introduction of no exam life insurance was quite expensive. Since then, many companies have offered no exam policies. The cost of exams has dropped significantly because of the competition.