final expense reviews

premier legacy final expense solutions


You may not be eligible if you are over 85, currently in hospice care or hospitalized. You may not be eligible if you have terminal illness or AIDS.
Final expense insurance covers funeral costs and medical bills. This insurance is also called burial or funeral insurance. It's a very popular option for seniors.
Seniors love final expense insurance for its low price and minor benefits. They also like the emphasis on funeral costs.


Final expense life insurance is the perfect choice if you are over 40 and require money to pay your final expenses and funeral costs. The policy's death benefit, which is typically $5,000-$20,000, tends to be lower than traditional insurance. This makes it more affordable for people with a fixed budget.
It is a great option for seniors who want to protect their end-of life expenses. This type of permanent insurance doesn't expire as long as premiums are paid. It also accumulates cash value over time.
This type of insurance is not only for seniors. Learn more about affordable life insurance, senior life insurance, life insurance, and senior life insurance. If you are concerned about the possibility of leaving your loved ones behind, consider getting life insurance. You can also purchase life insurance for your parents' children. Multiple quotes, including a final expense estimate, can help you decide the type of life insurance that is right for you.

final expense insurance quotes


While cost is often the most important factor people consider, it's not essential. Instead of focusing on the cost of the policy, consider how many other expenses you will have to cover and how much it will cost your family. Other expenses are medical bills, credit card debt and funeral costs. Below are the costs we will cover.

final expense insurance quotes
final expense careers

final expense careers


So what is the best way to get final expense life assurance? What can be done to ensure that our families are not burdened financially? How can we help them not be left with a pile bills when we are gone?

how much does final expense insurance cost


The rise in funeral costs has been well documented over the years. In 1960, the average cost for a funeral without vault was just above $700 in 1985, this number was $2737. That number rose to $7.848 in 2021. A vault would have cost $9,420.
These numbers indicate that funeral costs have increased by 991 percent over four decades.

final expense vs mortgage protection

final expense vs mortgage protection


It is well-documented that funeral costs have risen over the years. A funeral without a vault cost just over $700 on average in 1960. That number was $2737 in 1985. In 2021, this number rose even higher to $7.848. With a vault, it was $9.420. These numbers indicate an increase of 991 per cent in funeral expenses over the last four decades.
Add the cost of a burial marker (200-$400 if it is a primary material), and a published obituary. There are also other costs associated to a memorial service. It can quickly reach $10,000 or more.

final expense script


This insurance isn’t only for seniors. Find out more about affordable senior insurance. A life insurance policy is a good option for anyone concerned about their loved ones being left behind. Parents can also get life insurance for their children. You can get multiple quotes including a final cost quote to help you choose the right type of life insurance.
You may not need final expenses insurance if you are independent wealthy and have enough savings. You can keep an eye on funeral costs rising and stay current on expenses.

final expense script

Frequently Asked Questions

A final expense policy can offer peace of mind and ease the financial burden on your family while they're grieving. And since it usually doesn't require a medical exam, it's a good option if you have a pre-existing condition that prevents you from getting a traditional term or whole life policy.

Most families will use cash, check or credit card to pay for all or part of the funeral expenses. Most funeral homes today expect payment in full up-front. Sometimes you can pay a portion using an installment plan negotiated with the funeral home.

Final expense insurance can cover a number of costs. This allows loved ones to use the benefits for the expenses they need to pay, as opposed to just covering burial costs. This coverage includes common final costs, such as medical bills, probate or legal fees, and other expenses other policy types don't cover.