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Supplementing Retirement Income
How Do Lifetime Mortgages Work? To be eligible for a lifetime mortgage, you must be a homeowner aged 55 or older.
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Important Considerations. While lifetime mortgages offer numerous benefits, there are important considerations to keep in mind:

Lump Sum
The location of your property may also influence the lending criteria.
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This option can be advantageous if you don't require the entire sum upfront, or if you want to minimize interest accrual by only withdrawing what you need.

Financial Situation
Is a Lifetime Mortgage Right for You? Assessing Your Eligibility
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The flexibility in how you use the funds is a significant advantage of lifetime mortgages.

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Seeking Professional Advice. Given the complexities of lifetime mortgages, it's crucial to seek professional advice from qualified financial and legal experts.